Did you know over 10 million Americans became victims of identity theft in 2004.  CBS News says identity theft has been the most common complaint reported to the Federal Trade Commission (FTC) for four consecutive years.  Experts say it can take up to 500 hours and average $1500.00 or more to recover your credit rating.  Victims can lose employment opportunities, be refused for loans or even get arrested for crimes they did not commit.

Identity theft occurs when someone uses your personal identification without your permission to commit  fraud and other crimes.  It can occur if you have a credit card, drivers license, Social Security Number or even surfing the internet.  People steal identity for phone service, utilities, open credit accounts and mortgages.

Are you at risk?  Ask yourself:

1.  Do I receive my mail from an unlocked mailbox?

2.  Does a local sanitation department pick up my garbage?

3.  When purchasing items, am I asked to write my Social Security Number on my checks?

4.  Do I receive several pre-approved credit offers every month?

5.  Do I carry my Social Security Card in my wallet or purse?

If you answer yes to any of these, you can be a victim of this ever-increasing crime.

FEDERAL LAW

The Identity Theft Law and Assumption Act, encated by Congress in October 1998 makes identity theft a federal crime.

By calling toll free 1.877.595.3524, 24 hours a day, you can access a trained specialist who will offer assistance in IdentityTheft Protection and Recovery.